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Personal Loan Calculator

Loan & Credit

Find out your monthly repayment and total cost for a personal loan based on amount, interest rate, and loan duration.

For reference only — does not affect calculation

$
12%
1%36%

Personal loan rates typically range from 6%–36%

Personal Loan Summary

Monthly repayment

$235.37

Total repayment

$5,648.82

Total interest cost

$648.82

Interest rate

12%

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Disclaimer

Personal loan rates vary by lender and credit score. This calculator uses a fixed rate — actual rates may differ. Always compare offers before borrowing.

Repayment by year

2 rows
Personal loan yearly breakdown
YearPaymentPrincipalInterestBalance
Year 1$2,824.41$2,350.92$473.49$2,649.08
Year 2$2,824.41$2,649.08$175.33$0.00